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is there a "catch" on my "increased credit limit"?


there are two very small catches.you have just increased your available credit. in some cases when you want to make a loan, they will check your available credit against your creditworthiness (your income and credit history).in the short term with a greater credit limit, you may have more difficulty getting a large loan. on the other hand, your greater credit limit will make you seem more creditworthy (as you have been walking around with the ability to borrow a whole pile and demonstrated the ability to not go bankrupt).the other possible catch is that if something goes wrong and your credit line is maxed (maybe you have a psychotic episode; maybe you give your credit card and pin number to someone who buys a car on you), your liability is larger.if you can maintain spending discipline an






is there a "catch" on my "increased credit limit"?


there is one massive catch in this which i found out when i went to nationwide to ask for a loan.i've got a credit card which they kept increasing my credit limit, it's now at something ridiculous - nearly £10,000 but they keep increasing it.i never use that card, when i went to nationwide though they said they couldn't give me a loan because i had £10,000 credit already and if i reduced this credit this would affect my credit rating and they could potentially give me a loan.i then realised what mbna had craftily done. i have two cards with this bank, one with really low interest and the other with really high interest (and a high credit limit) - even though the other card has a zero balance loan companies still see it as money i could potentially go and spend, it doesn't matter to t...






your credit score is about to become more forgiving


(bernardasv/istock)new changes are coming in the fall to how one major credit score is calculated, and the shift could make the key number more forgiving for people who have debt.the vantagescore, a credit scoring model developed by the three major credit reporting bureaus transunion, equifax and experian, will soon put more weight on the trends in a person’s credit report. that includes whether they have been paying off their credit cards or have been racking up more debt, says jeff richardson, a spokesman for vantagescore solutions, the company that offers the score.the new data is meant to provide more context to a consumer’s debt load and help lenders get a more holistic view of a person’s credit behavior and risk level, richardson says.take two people who both are using 50 ...






united kingdom - using a credit card to clear my overdraft


though i do agree with @aganju, using a credit card to clear debit is mostly a bad idea. i'd say you can lower your payments here. i'm mostly summerising what's said on money saving expert on this topic, so i'd read this. based on the best balance transfer credit card currently advertised there, for your £2000 you'd pay a 2.98% fee up front (£59.60) and then that debt would be interest free for ~43 months (we say 'up to' 43 mths as some may get 21 mths 0% depending on credit score.). if your bank is charging £365 a year you'd be saving yourself £305 per year, so:pay back my credit card over a period of ~28 monthsso over 28 months that's around a saving of £711.66. couple of caveats: set yourself up a standing order paying the credit card each month, don't skip any. treat ...






united kingdom - how can i improve my credit score if i am not paying bills or r


one of the other things you could do to improve your score would be along the lines of what pete said in his answer, but using the current financial climate to your advantage.i'm not sure what interest rates are available to you in the uk, but i currently have 4 lines of credit aside from my house. one is a credit card i use for every day purchases and like you pay off immediately with every statement.the other three are technically credit cards, however all three were used to make purchases with 0% financing. the one was for a tv i bought that even gave me 5% off if i pay it off within 6 months. that cash has been sitting in my savings since the day i bought it.i'm making regular payments on all three, but not having to pay any interest. my credit score dropped 25 points with the one as..






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes752 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes746 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes730 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes721 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes714 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes679 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data20 funny votes8 die votes655 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data19 funny votes8 die votes630 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data19 funny votes8 die votes599 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes765 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes773 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes834 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes822 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes820 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes811 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes801 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes795 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes785 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes782 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes775 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes837 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data12 funny votes7 die votes237 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data17 funny votes7 die votes343 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data19 funny votes8 die votes401 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data22 funny votes8 die votes700 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data19 funny votes8 die votes580 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data19 funny votes8 die votes452 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data19 funny votes8 die votes492 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data19 funny votes8 die votes542 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






you'll never believe these new credit card perks! from ryan haney


searchupload by ryan haneypublished april 24, 2017more info »full creditsstats & data19 funny votes8 die votes561 viewspublished: april 24, 2017description: could you even imagine a better credit card? categories:real lifekeywords:credit cardsperksmoneyfinancesfancymarblevisamastercardcash backbrowse relatedcommentsadvertisementtags:credit cardsperksmoneyfinancesfancyadvertisementmore copyright © 2017 funny or die inc. all rights reserved.






is there a "catch" on my "increased credit limit"?


today i received a letter from the bank that issued my credit card. basically it says that, since i'm "one of their best customers" my credit (card) limit has been increased.this is the second time that they do this. the first time i didn't give it much thought. i'm a legal resident in the united states, so i knew that i would need to build a "credit history" for myself here and i though that it was a good sign that they would increase my credit limit after a couple years. after this happened the second time, i wonder if there could be a "catch" on this. i mean, what is my bank's real motivation for allowing me to spend more money. are the any pitfalls (besides the obvious "don't get into too much debt. don't by thing that you cannot really afford") i should avoid?additional ...






a pleasant, if not ravishing, kc jukebox


you’re never going to please everybody when it comes to contemporary — or, heck, when it comes to at all. go for the cl ics and you’re too traditional. go for a young audience and you’re not paying enough attention to those who already love the art form. and so on.so you have to hand it to mason bates for his kc jukebox series. devoted to contemporary and launched when bates arrived as the kennedy center’s composer-in-residence in the fall of 2015, it has been an uneven and varied sequence of al experiences so far, but each performance certainly has a sense of an event — and draws in a disparate crowd with a visible mix of ages and styles that seems distinctive, in my experience, among kennedy center events.[composer throws the kennedy center a great party.]for the latest one, “ravishment,